Calculate your loan payment in three quick steps.
Type in the total amount you are borrowing (the principal).
Input the annual percentage rate (APR) quoted by your lender.
Specify the repayment period in years and click Calculate to see your monthly payment.
It uses the standard amortization formula: M = P × [r(1+r)^n] / [(1+r)^n − 1], where P is the principal, r is the monthly interest rate, and n is the total number of payments.
The loan amount is what you borrow upfront. The monthly payment is the fixed amount you repay each period to fully pay off the loan—including both principal and interest—by the end of the term.
With a 0% interest rate the monthly payment is simply the loan amount divided by the number of payments, so you pay back exactly what you borrowed with no interest charges.
Berechnen Sie einfach Ihre periodische Darlehenszahlung aus Darlehensbetrag, Zinssatz und Laufzeit.
Der Zahlungsrechner ermittelt die periodische (monatliche) Zahlung aus einem Darlehensbetrag, einem Jahreszinssatz und einer Laufzeit. Geben Sie die drei Parameter ein und sehen Sie sofort Ihre monatliche Rate, den Gesamtbetrag und die Gesamtzinsen.