See how extra payments can reduce payoff time and interest.
Add your current student loan balance (or the combined balance across loans).
Enter the annual interest rate (APR) for your loan.
Pick whether you want to calculate by monthly payment or by a target payoff timeframe.
Enter any extra amount you can pay each month to see potential interest and time savings.
Extra payments reduce your principal balance faster, which lowers the amount of interest that accrues over time.
Both approaches can reduce total interest. Paying extra monthly typically offers flexibility while still accelerating payoff.
This version estimates using a single balance and rate. If you have multiple loans, you can approximate with a weighted average rate or calculate each loan separately.
Calcula el tiempo de pago de tu préstamo estudiantil, el interés total y los ahorros de pagos adicionales.
La Calculadora de Pago de Préstamos Estudiantiles te ayuda a determinar cuánto tiempo tomará pagar tus préstamos estudiantiles y cuánto interés pagarás. Observa el impacto de los pagos adicionales y diferentes estrategias de pago para optimizar tu plan de pago de préstamos.