How to use

Estimate your monthly loan payment in a few quick steps.

1. Enter the loan amount

Add the total amount you plan to borrow.

2. Add your down payment

Enter any upfront payment that reduces the principal you owe.

3. Choose the loan term

Select how many years you plan to repay the loan (for example, 1–7 years).

4. Enter the interest rate

Input the annual interest rate (APR) from your lender to calculate your payment and total interest.

FAQs

How is my monthly loan payment calculated?

Your monthly payment is calculated using the loan principal, annual interest rate, and loan term. The formula accounts for compound interest to give you a fixed monthly payment.

What is included in the total cost?

The total cost includes your down payment plus all monthly payments over the life of the loan, which covers both the principal and all interest charges.

What is a loan amortization schedule?

An amortization schedule shows how each payment is split between interest and principal and how your remaining balance decreases with every payment.

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Calculateur de prêt

Aperçu

Calculez facilement vos paiements mensuels de prêt, les intérêts totaux et le calendrier d'amortissement pour tout prêt personnel ou général.

Le calculateur de prêt vous aide à estimer vos paiements mensuels et fournit un calendrier d'amortissement complet. Entrez le montant du prêt, l'acompte, le taux d'intérêt et la durée pour obtenir une répartition des paiements, des intérêts totaux et comment votre solde diminue dans le temps.

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