Investment Calculator

How to use

Project your investment growth in a few quick steps.

1. Enter initial investment

Input the amount you're starting with.

2. Add regular contributions

Enter how much you plan to contribute monthly or annually.

3. Set expected return rate

Enter the expected annual rate of return (as a percentage).

4. Choose investment period

Specify the number of years you'll invest.

5. Review projections

Check your projected balance, total contributions, and investment growth over time.

FAQs

What is a realistic rate of return?

Historical stock market returns average around 7-10% annually after inflation. Conservative investments may return 3-5%, while bonds typically yield 2-4%. These are historical averages and past performance does not guarantee future results.

Should I invest regularly or lump sum?

Regular contributions (dollar-cost averaging) reduce timing risk and build discipline. Lump sum investing can be effective if you have available funds and good market timing.

How does compounding work?

Compounding means your investment earns returns, and those returns also earn returns. Over time, this compound growth significantly accelerates wealth building.